You have spent several months researching different vehicle models and brands to find the best one for you and your family. You’re so happy to be able to buy your dream car finally. You find the dealer closest to you, take the car for a road test, and are now ready to buy a car. The dealer offers you a car loan from a lender they work with. You don’t think about it twice and…

Even though we have high standards for our writing, this post may mention goods from our partners. Here is a look at how we make money. A high car payment can hurt your budget. Luckily, there are easy things you can do to bring it down. And if you haven’t taken out a loan yet, shopping around and identifying the perfect lender can help you start with a reduced monthly payment. 4 strategies to reduce…